Terms & Conditions

Welcome to 92pkri (the "Site"), accessible at https://92pkri.cam. The Site is operated by the 92pkri editorial team (referred to as "92pkri", "we", "us" or "our" throughout these Terms).

92pkri is an independent, English-language online gaming information resource created for Pakistani users. The Site provides educational and informational content relating to sports betting, online casino games, payment methods, responsible gambling practices and related topics. The Site does not operate a gambling platform, does not accept wagers or deposits, and does not provide licensed gambling services of any kind.

These Terms & Conditions ("Terms") set out the rules that apply to your access and use of the Site. By accessing or using the Site, you confirm that you have read, understood and agreed to these Terms in full.

In these Terms, the following definitions apply:

• "Site" means the 92pkri website at https://92pkri.cam and all pages, content and features accessible through it.
• "User" or "you" means any person who accesses or uses the Site.
• "Content" means all text, articles, guides, graphics, images, data, software and other material published on or accessible through the Site.
• "Operator" means a third-party gambling platform referenced in or linked from informational content on the Site.
• "Third-Party Services" means platforms, products or services provided by parties other than 92pkri that may be described or referenced on the Site.
• "Pakistan" refers to the Islamic Republic of Pakistan, including all provinces and territories.
• "PKR" means Pakistani Rupees, used as a currency reference in illustrative examples on the Site.

By accessing or using any part of the Site, you unconditionally accept these Terms. If you do not agree with any part of these Terms, you must immediately cease using the Site.

These Terms apply in addition to any other policies published on the Site, including our Privacy Policy and Responsible Gambling guidance. In the event of any conflict between these Terms and any other policy, these Terms shall prevail unless the specific policy expressly states otherwise.

92pkri is an independent informational and educational resource. It is not a gambling operator, betting exchange, casino, poker room or any other form of licensed gambling service. Specifically:

• 92pkri does not accept wagers, bets, deposits or payments from users.
• 92pkri does not hold, and does not claim to hold, any gambling licence issued by the Government of Pakistan, the Pakistan Telecommunication Authority (PTA), the State Bank of Pakistan, any provincial authority, or any other Pakistani regulatory body.
• 92pkri does not claim endorsement from, or affiliation with, the Government of Pakistan or any Pakistani governmental or regulatory body.
• Payment method names referenced on the Site — including Easypaisa, JazzCash, Raast, HBL, UBL, Meezan Bank and Bank Alfalah — are used as contextual references familiar to Pakistani users only. 92pkri does not claim or imply that these providers endorse gambling or support any gambling operator.
• Sports references on the Site — including Pakistan cricket, PSL T20, ICC tournaments, football and UFC — are used for illustrative educational purposes only. 92pkri is not affiliated with, endorsed by, or in a commercial relationship with any sports league, team or governing body.

All currency amounts expressed in PKR or Rs on this Site are illustrative examples only. They are not offers, guaranteed returns, or representations of actual gambling outcomes.

Access to and use of this Site is subject to the following eligibility requirements:

• Age: You must be at least 18 years of age, or the higher minimum age required by the operator or licence jurisdiction applicable to you. Access by minors is strictly prohibited.
• Legal capacity: You must have the legal capacity to enter into a binding agreement under the laws applicable to you.
• Jurisdictional compliance: You are solely responsible for determining whether accessing this Site and any gambling-related content is lawful in your jurisdiction. This responsibility includes, but is not limited to, compliance with Pakistani law, including the Prevention of Gambling Act, 1977.

92pkri does not represent that access to, or use of, this Site is lawful in any particular jurisdiction. Users in Pakistan and elsewhere must satisfy themselves that their use of the Site and any related activities are lawful in their location before proceeding.

Subject to these Terms, you are permitted to:

• Access and browse the Site for personal, non-commercial, informational purposes.
• Share links to publicly accessible pages on the Site.
• Print or download a reasonable number of pages for personal reference, provided no copyright notices are removed.

All permitted use is conditional on compliance with these Terms in full. Any other use of the Site or its Content requires prior written permission from 92pkri.

When using the Site, you must not:

• Use the Site in any way that violates any applicable local, national or international law or regulation, including Pakistani law.
• Reproduce, duplicate, copy, distribute, sell or exploit any part of the Site or its Content without express written permission from 92pkri.
• Attempt to gain unauthorised access to any part of the Site, its servers, or any system or network connected to the Site.
• Transmit any unsolicited or unauthorised advertising or promotional material.
• Knowingly transmit any data or material that contains viruses, Trojan horses, worms, time-bombs, keystroke loggers, spyware, adware or any other harmful programs or similar computer code designed to adversely affect the operation of any computer software or hardware.
• Use the Site in any manner that could damage, disable, overburden or impair the Site or interfere with any other party's use of the Site.
• Use automated tools (including bots, scrapers or crawlers) to access, extract, or index any content on the Site without prior written consent.
• Access or use the Site if you are a minor or are prohibited from accessing gambling-related information under the laws applicable to you.

8.1 No Gambling Services

92pkri does not provide gambling services. Content on this Site is provided for informational and educational purposes only. Nothing on this Site constitutes an offer, invitation or inducement to engage in gambling, nor does it constitute gambling advice.

8.2 No Legal Advice

Nothing on this Site constitutes legal advice. Statements relating to the Prevention of Gambling Act, 1977 or any other legislation are general information only. Users must obtain independent legal advice if they require guidance on their legal position.

8.3 No Financial Advice

Nothing on this Site constitutes financial, investment or tax advice. PKR figures and illustrative amounts are examples only and must not be relied upon for financial decision-making.

8.4 Accuracy of Content

While we take reasonable care to ensure the accuracy of information published on the Site, we make no warranty or representation, express or implied, that the Content is accurate, complete, current or free from error. Content is subject to change without notice. Users should independently verify any information before relying on it.

8.5 No Endorsement

References to third-party operators, payment providers, sports leagues or organisations on this Site do not constitute an endorsement, recommendation or approval of those entities by 92pkri. Equally, those entities do not endorse 92pkri unless expressly stated in writing by the entity concerned.

To the fullest extent permitted by applicable law, 92pkri and its operators, editors, contributors and affiliates shall not be liable for:

• Any direct, indirect, incidental, special, consequential or punitive losses or damages arising from your use of, or inability to use, the Site.
• Any losses arising from reliance on any Content published on the Site, including informational content relating to gambling, payment methods, odds or bonus terms.
• Any gambling losses incurred by users at third-party operators, whether or not those operators were referenced on this Site.
• Any breach of applicable law by any user, including breach of Pakistani gambling laws.
• Any interruption, suspension or discontinuation of the Site or its Content.
• Any loss of data or unauthorised access to data in connection with your use of the Site.

Nothing in these Terms shall limit or exclude any liability that cannot lawfully be limited or excluded under applicable law.

All Content on the Site — including but not limited to text, articles, guides, graphics, images, layout and design — is owned by or licensed to 92pkri and is protected by applicable intellectual property laws.

You are not permitted to reproduce, distribute, modify, transmit, display, publish or commercially exploit any Content from this Site without the prior written consent of 92pkri, except as expressly permitted under these Terms or under applicable law.

The 92pkri name, logo and any associated marks are the property of the Site operator. Unauthorised use is strictly prohibited.

The Site may reference, describe or discuss third-party services, products, operators, payment methods and organisations. Such references are for informational purposes only and do not constitute endorsement, partnership or affiliation. Specifically:

• References to payment methods familiar in Pakistan — such as Easypaisa, JazzCash, Raast, HBL, UBL, Meezan Bank and Bank Alfalah — are contextual only. No endorsement of gambling or support for any gambling operator by these providers is implied or claimed.
• References to sports leagues, tournaments or organisations — including Pakistan cricket, PSL T20, ICC and others — are for illustrative educational context only. No affiliation or endorsement by those bodies is implied.
• Availability, terms, limits and processing rules for any payment method or platform discussed on this Site vary by operator and provider. Users must verify independently.

92pkri is not responsible for the content, accuracy, terms or practices of any third-party operator, platform, payment provider or other organisation referenced on the Site.

Pakistan has specific restrictions on gambling activities. The Prevention of Gambling Act, 1977 restricts gambling in Pakistan. The legal status of online and remote gambling may depend on applicable federal and provincial law and jurisdiction, and may be subject to change.

92pkri does not assert that online gambling is lawful in Pakistan, nor does it assert that it is unlawful. The legal position is complex and fact-specific. Users in Pakistan — including in Karachi, Lahore, Islamabad, Rawalpindi, Faisalabad, Multan, Peshawar and all other locations — are solely responsible for determining whether their use of any gambling platform or service is lawful in their specific location.

This Site does not constitute legal advice. Users who are uncertain about their legal position should seek independent legal advice from a qualified professional practising in Pakistan.

92pkri is committed to promoting responsible gambling awareness. All gambling-related content on this Site is published with the understanding that:

• Gambling must be treated as entertainment only — never as a source of income or a means to recover financial losses.
• Chasing losses is a recognised indicator of problem gambling and must be avoided.
• Users should only ever gamble with money they can afford to lose entirely.
• Gambling tools such as deposit limits, session time limits, loss limits and self-exclusion are available on most licensed platforms and should be actively used.
• If gambling is causing harm — financial, psychological or relational — users should immediately stop and seek appropriate support.

This Site is intended for adults aged 18 and above, or the higher minimum age required by the operator or licence jurisdiction. Being 18+ does not make gambling lawful in Pakistan. Local laws must be independently understood and complied with.

For more detailed guidance, please visit our dedicated Responsible Gambling page.

Your privacy matters to 92pkri. Our collection, use and protection of any personal data in connection with your use of the Site is governed by our Privacy Policy, which is incorporated into these Terms by reference.

By using the Site, you acknowledge that you have read and understood our Privacy Policy and consent to the data practices described therein. Please review our Privacy Policy in full before using the Site.

92pkri reserves the right to amend, update or replace these Terms at any time and without prior notice. The most current version of the Terms will always be accessible on this page. The "Last reviewed" date at the top of this page will be updated accordingly.

Your continued use of the Site following any amendment to these Terms constitutes your acceptance of the revised Terms in full. If you do not agree with any amended Terms, you must cease using the Site immediately.

We also reserve the right to modify, suspend or discontinue the Site or any part of its Content at any time and without notice, without liability to any user.

These Terms, and any dispute or claim arising out of or in connection with them or their subject matter or formation (including non-contractual disputes or claims), shall be governed by and construed in accordance with applicable law.

Regardless of the governing law, users in Pakistan are reminded that their use of this Site and any related gambling activities is subject to Pakistani law, including the Prevention of Gambling Act, 1977. Nothing in these Terms overrides or limits any applicable mandatory provisions of Pakistani law.

If any provision of these Terms is found to be invalid or unenforceable by a court of competent jurisdiction, that provision shall be severed from the remaining Terms, which shall continue in full force and effect.

If you have any questions or concerns about these Terms & Conditions, or about the Site generally, you may contact us using the details below.

We aim to respond to all enquiries within a reasonable timeframe. Please note that we cannot provide legal, financial or gambling advice via any communication channel. For legal guidance, please consult a qualified professional.